The ONE Agency For ALL Your Insurance Needs

 

 
 
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Did You Know? - as heard in my radio ads!
Q
I just bought a multi-family house and will be renting out the other unit. Should the tenant get renters insurance?
A
Yes. By the tenant purchasing a renters policy (Ho4), any damage done by the tenant or one of his/her guests is covered by their policy, not the homeowner's. That also applies to any liability issue. An average renters policy is only approximately $200 per year.

Q:  I have a vacant property insured under a DP1, does that cover copper plumbing if it were to be ripped out?

A:  No.  There is NO coverage for the copper plumbing OR the subsequent damage associated with the removal of that plumbing. 

 

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 DiPrete Insurance Clients

55 Jefferson Blvd, Warwick, RI 02888 - Phone: (401) 228-3500 / Fax: (401) 228-3501